Smart Saving & Spending
Course overview
Smart Saving & Spending builds on the foundational principles you learned in Finance Foundations, diving deeper into strategic wealth-building techniques. Master the art of intentional spending and discover how strategic saving can transform your financial future through proven methods that build wealth.
Included In:
Who is this course for?
Smart Saving & Spending is designed for individuals who have grasped the basics of personal finance and are ready to take their financial skills to the next level. Whether you’re looking to accelerate your savings rate, break free from impulse spending patterns, or learn how to make every Rand work harder for you, this course provides advanced strategies to optimise both your saving and spending habits for maximum impact on your wealth journey.
What outcomes can I expect?
By the end of the course, you will have gained an understanding of the psychology behind spending decisions, developed a strategic approach to saving that doesn’t feel like deprivation, and created sustainable systems towards building wealth through intentional financial choices. You’ll understand how to live below your means without sacrificing your happiness and start recognising the hidden costs of lifestyle inflation.
What materials do I need?
You will need a computer or mobile device with internet connectivity to access the online course materials. Additionally, we recommend having a notebook or digital note-taking app to complete reflection exercises, and basic spreadsheet software will also be beneficial for budgeting activities.
What are the benefits?
Graduating from this course will transform your relationship with money by teaching you to see saving as an opportunity rather than a sacrifice. You’ll develop the skills to resist short-term impulsive spending without a purpose, make purchasing decisions that align with your long-term goals, and create the core of systems that build wealth while you focus on living your life. The strategies you learn will accelerate your path to financial independence and help you avoid the common traps that keep most people financially stuck.
Membership access to the Smart Saving & Spending course can help you discover how to grow long-term sustainable wealth through strategic saving and spending techniques.
What will you learn?
- How to reframe your view of saving as opportunity creation rather than deprivation
- The psychology behind impulse spending and how to overcome it
- Proven techniques for intentional spending that align with your values
- How to create saving systems that work effortlessly
- The true cost of lifestyle inflation and status spending
- Building sustainable financial habits that support building lasting wealth
Frequently Asked Questions
What is Finifunda?
Finifunda is South Africa’s premier personal finance eLearning platform, providing exclusive money coaching lessons to our members in a condensed micro-teaching format (because adulting is hard and life is busy).
We want to empower ordinary South Africans to transform their financial mindset and grow life-changing generational wealth for them and their families.
What is Finifunda's purpose in life?
Our core mission is to help our members optimise their income, save money, and grow life-changing wealth. We want to change lives and help South Africa thrive.
If our members win, we also win, the economy wins, and South Africa wins. A true win-win-win-win for all situation!
How do i access my lessons?
If you purchase a membership, you will receive login details to access all eLearning course lessons included in your subscription. New lessons and content will also be released from time-to-time so keep a lookout on your dashboard and our newsletter and social media channels for new releases.
Your Finifunda Membership Dashboard is where you can view and update your membership details.
How do i approach my lessons?
When your membership is active, and you have identified specific lessons you are interested in, you can jump right in to those at any time, but we suggest starting at Lesson 1 with the fundamental basic principles, working all the way through to later lessons on more advanced topics.
We suggest you don’t rush through the lessons e.g. more than one per day. It is important that you spend sufficient time on the reflection section of each lesson, to really understand the principles and examples, and how it can apply to your own personal circumstances.
How much time do I need to devote to this course?
All Finifunda courses are self-paced, so you can work through the lessons and material at your own speed to extract the maximum benefit for your life.
However, we recommend setting aside 1.5 – 2 hours per week to ensure you have enough time to absorb the information and continue making progress towards your financial goals.
What are the payment options?
We use Paystack, a leading and trusted South African payment gateway with PCI-DSS-certified systems, to facilitate seamless and secure payments via Card, SnapScan and Scan to Pay.
All our membership options will clearly indicate whether it is:
– Once-off payment for a limited period of membership.
– Recurring payment for continuous membership.
How can membership prices be so low?
Our core values are to make a positive impact on the South African society and economy, and to achieve this we have built our platform from the ground up with the latest modern technologies to be lean and cost-efficient, so that we can pass those savings on to our valued members.
Is there a free trial version available?
While there is no free trial version of the course available, we do offer a low cost entry level membership option to give everyone the chance to try our courses at a minimal cost.
Also keep an eye on our social media channels for occasional crazy discount code drops.
You can cancel your membership at any time, no questions asked.
What do I do, if I no longer want to be a member?
Is it us and not you?
If you no longer want to be a member, for whatever reason, you can cancel your membership at any time, no questions asked (okay there will technically be one quick and tiny question, just to confirm you didn’t click on the wrong button by accident).
After cancellation you will not be billed again, your current membership will stop on the expiry date and you will lose access to all member exclusive access and benefits.
You can login to your Finifunda Membership Dashboard to cancel your membership at any time.
We will miss you and you are welcome to come back any time, no hard feelings.
What if my question wasn't answered here?
That is quite a surprise! We’ll have to look into it and get the CKO (Chief Know-it-all Officer) to expand this FAQ section further.
If you still have unanswered questions, please send us an e-mail at hello@finifunda.com and we will be glad to assist.
Lessons
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The Art of Saving
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Mastering Intentional Spending