Debt Management & Credit Mastery

Course overview

Debt Management & Credit Mastery builds on the principles you learned in Finance Foundations and Smart Saving & Spending, focusing on strategic debt elimination and credit optimisation. Take control of your financial obligations while learning to harness credit as a powerful wealth-building tool rather than a burden.

Included In:

Who is this course for?

Debt Management & Credit Mastery is designed for individuals who want to break free from the cycle of debt and create a healthy relationship with credit. Whether you’re drowning in high-interest debt, confused about how credit scores actually work, or simply want to learn how to use credit strategically to build wealth, this course provides the tools and knowledge you need to take control of your financial obligations and turn them into opportunities.

What outcomes can I expect?

By the end of the course, you will have developed the tools to create a comprehensive debt elimination strategy tailored to your circumstances, gained a deep understanding of how credit scoring works, and learned to use credit as a strategic tool for wealth building. You’ll know when cash is the best option and when leveraging credit makes financial sense, understand the true cost of borrowing, and build the confidence to make informed decisions about debt and credit that align with your long-term financial goals.

What materials do I need?

You will need a computer or mobile device with internet connectivity to access the online course materials. Additionally, we recommend having a notebook or digital note-taking app to complete reflection exercises, and basic spreadsheet software will also be beneficial creating your personalised debt elimination plan.

What are the benefits?

Graduating from this course will help you transform your approach to debt and credit, teaching you to see these financial tools through a strategic lens rather than sources of stress. You’ll develop the skills to eliminate debt efficiently, build and maintain excellent credit, and use credit strategically to accelerate your wealth-building journey. The knowledge gained can help you save thousands in interest payments, access better financial products, and create opportunities for leveraged wealth creation at any income level.

Membership access to the Debt Management & Credit Mastery course can help you eliminate debt strategically, build an excellent credit profile, and learn to use credit as a strategic wealth-building tool rather than a financial burden.

What will you learn?

 
  • Strategic debt elimination techniques that minimise interest costs and maximise financial progress

  • Understanding credit scoring systems and how to build and maintain an excellent credit profile

  • When cash is preferable versus when strategic credit makes financial sense

  • The true cost of credit and how to calculate the real impact of borrowing decisions

  • How to use credit strategically to build wealth and create financial opportunities

  • Building sustainable systems that prevent future debt accumulation while maintaining a healthy credit record

Frequently Asked Questions

Finifunda is South Africa’s premier personal finance eLearning platform, providing exclusive money coaching lessons to our members in a condensed micro-teaching format (because adulting is hard and life is busy).

We want to empower ordinary South Africans to transform their financial mindset and grow life-changing generational wealth for them and their families.

Our core mission is to help our members optimise their income, save money, and grow life-changing wealth. We want to change lives and help South Africa thrive.

If our members win, we also win, the economy wins, and South Africa wins. A true win-win-win-win for all situation!

If you purchase a membership, you will  receive login details to access all eLearning course lessons included in your subscription. New lessons and content will also be released from time-to-time so keep a lookout on your dashboard and our newsletter and social media channels for new releases.

Your Finifunda Membership Dashboard is where you can view and update your membership details.

When your membership is active, and you have identified specific lessons you are interested in, you can jump right in to those at any time, but we suggest starting at Lesson 1 with the fundamental basic principles, working all the way through to later lessons on more advanced topics. 

We suggest you don’t rush through the lessons e.g. more than one per day. It is important that you spend sufficient time on the reflection section of each lesson, to really understand the principles and examples, and how it can apply to your own personal circumstances.

All Finifunda courses are self-paced, so you can work through the lessons and material at your own speed to extract the maximum benefit for your life.

However, we recommend setting aside 1.5 – 2 hours per week to ensure you have enough time to absorb the information and continue making progress towards your financial goals.

We use Paystack, a leading and trusted South African payment gateway with PCI-DSS-certified systems, to facilitate seamless and secure payments via Card, SnapScan and Scan to Pay.

All our membership options will clearly indicate whether it is:

– Once-off payment for a limited period of membership.

– Recurring payment for continuous membership.

Our core values are to make a positive impact on the South African society and economy, and to achieve this we have built our platform from the ground up with the latest modern technologies to be lean and cost-efficient, so that we can pass those savings on to our valued members.

While there is no free trial version of the course available, we do offer a low cost entry level membership option to give everyone the chance to try our courses at a minimal cost.

Also keep an eye on our social media channels for occasional crazy discount code drops.

You can cancel your membership at any time, no questions asked.

Is it us and not you?

If you no longer want to be a member, for whatever reason, you can cancel your membership at any time, no questions asked (okay there will technically be one quick and tiny question, just to confirm you didn’t click on the wrong button by accident).

After cancellation you will not be billed again, your current membership will stop on the expiry date and you will lose access to all member exclusive access and benefits.

You can login to your Finifunda Membership Dashboard to cancel your membership at any time. 

We will miss you and you are welcome to come back any time, no hard feelings. 

That is quite a surprise! We’ll have to look into it and get the CKO (Chief Know-it-all Officer) to expand this FAQ section further.

If you still have unanswered questions, please send us an e-mail at hello@finifunda.com and we will be glad to assist.

Lessons

  1. Is Cash Always King?
  2. The True Cost of Credit
  3. Building a Healthy Credit Profile

Membership Required

You must be a member to access this content.

View Membership Levels

Already a member? Log in here